How to become a PhilHealth member as a student

Learn how to become a PhilHealth member even if you're still a student with or without a job.

The Philippine government has announced recently that college students need to register with PhilHealth—which is the state health insurance—to participate in face-to-face classes[1].

PhilHealth has guaranteed that in case—knock on wood—students get hospitalized for COVID-19, they will get a financial benefit of up to Php 43,000 for mild cases and up to Php 786,000 for critical and severe cases.

Can students become PhilHealth members?

Yes, students can apply and become a member of PhilHealth which is the state health insurance of the Philippines. The contribution depends on your age and financial capability.

Students below 21 years old

If you are a young adult who is considered a parent’s dependent, then you usually can remain on your parent’s PhilHealth insurance plan until you turn 21 years old[2].

This is applicable if your parent has Philhealth. This may be the best setup if you’re still a student and live in the same house as your parents.

To register, the principal member must go to the PhilHealth office and submit their PhilHealth Member Registration Form (PMRF) declaring you as one of the dependents.

Dependents below 21 years oldRequirements
Legitimate or illegitimateAny of the following:
→ Birth certificate; OR
→ Any valid IDs
AdoptedCourt Decree/ resolution of adoption; AND any of the following:
→ Birth certificate of the adopted child; OR
→ Any two (2) valid IDs
Stepchildren→ Birth certificate of the adopted child; OR
→ Any two (2) valid IDs
Supporting requirements to be attached with PMRF
1.1 For 18 years old and abovea. Baptismal Certificate
b. GSIS/SSS Member’s ID
c. Passport
d. Driver’s License
f. NBI Clearance
g. Police clearance
h. Voter’s ID
i. Postal ID
j. Senior Citizen card
l. DSWD or LSWDO certification
m. IBP card
n. Company ID
o. Barangay certification
1.2 For minors below 18 years olda. Certificate of live birth
b. Baptismal certificate
c. School ID
d. Passport
e. Police clearance
f. Alien Certification of Registration
g. National Council for the Welfare of Disabled Persons (NCWDP)
h. DSWD or LSWDO Certification
i. IBP card
j. Barangay certification
2. Proof of relationshipa. Certificate of live birth
b. Baptismal certificate
c. DSWD or LSWDO Certification
d. Barangay certification
List of valid IDs acknowledged by PhilHealth.


Students above 21 years old

If you’re a student above 21 years old, then you are no longer considered a dependent and therefore should have your own PhilHealth membership.

You will be tagged by PhilHealth as financially incapable and thus will not be required to pay the Php 300 minimum monthly contribution. All you have to do is get a certification from your local government as proof that you are indeed not capable of paying the monthly premium.

This is what PhilHealth refers to as indigent members. You still stay under this category until you are able to get a job.

[1] “ALAMIN: Paano magkakaroon ng PhilHealth ang mga estudyante sa kolehiyo”. ABS-CBN News. Retrieved April 2, 2022
[2] “Who are qualified as dependents”. PhilHealth. Retrieved April 2, 2022